Canceling a Milestone credit card may seem like a daunting task, but with the right steps, it can be a straightforward process. Whether you’re looking to close the account due to high fees, poor customer service, or simply because you no longer need the card, here is a step-by-step guide on how to cancel your Milestone credit card.
Step 1: Pay off the Account Balance
Before proceeding with the cancellation, ensure that your Milestone credit card has no outstanding balance. Any remaining debt should be paid off to avoid additional fees or complications during the cancellation process. If you have any recurring payments linked to the card, make sure to update your information to prevent any missed payments.
Step 2: Contact Milestone Customer Service
To initiate the cancellation process, reach out to Milestone’s customer service department. There are several phone numbers you can call, including (800) 958-2556, 1-866-453-2636, or 1-800-305-0330. Choose the number that is most convenient for you.
Step 3: Speak with a Representative
Once you have reached Milestone’s customer service, follow the automated prompts or request to speak with a representative directly. Inform the representative that you wish to cancel your Milestone credit card. They will guide you through the necessary steps and provide any additional information you may need.
Step 4: Obtain Confirmation
After expressing your desire to cancel the credit card, ensure that you receive confirmation from the customer service representative. This confirmation will serve as evidence that your Milestone credit card account has been successfully closed.
Important Considerations
- It’s worth mentioning that you should cancel your card before the annual fee is charged. Depending on the type of card, the annual fee ranges from $59 to $99. If you cancel the card before any transactions have been made, the annual fee is refundable.
- If you have any remaining credit balance on your Milestone credit card, you can request a credit balance refund from their customer service. Make sure to inquire about the specific process during your conversation with the representative.
- Canceling your Milestone credit card online is not currently supported. Therefore, it is essential to contact their customer service by phone as outlined in the previous steps.
By following these step-by-step instructions, you should be able to cancel your Milestone credit card hassle-free. Remember to pay off any outstanding balance, contact Milestone customer service, obtain confirmation of the account closure, and inquire about any refunds you may be entitled to.
